POS device
Point-of-sale (POS) transactions in Saudi Arabia reached nearly SAR 12.9 billion in the week ended Sept. 19, compared to SAR 13.8 billion in the previous week. 
The number of POS transactions reached about 241.1 million last week, compared to nearly 254.9 million in the previous week, according to data issued by SAMA.
POS transactions represent consumer expenditures through debit and credit cards at major shopping centers, retail outlets, pharmacies, and others.
The data indicates that the value of sales via POS increases in the weeks that coincide with the disbursement of salaries to government employees (the 27th of each month), in addition to the weeks that coincide with school vacations and the weeks preceding Eid Al-Fitr and Eid Al-Adha.
On the other hand, the value of sales decreases in the weeks that precede the disbursement of salaries and the weeks that coincide with the start of school after holidays.
The four-week moving average stood at approximately SAR 14.6 billion. The value of POS transactions increased during 2025 compared to 2024, 2023 and 2022. The average value of sales ranged between SAR 11.5 billion and SAR 13.8 billion in 2024, while it was between SAR 10.4 billion and SAR 12.7 billion in 2023 and between SAR 9.4 billion and SAR 11.6 billion in 2022.
Consumer spending in the week ended Sept. 19 was focused on the food and beverage (FB) sector, representing 16.1% or SAR 2.07 billion. It was followed by restaurants and cafes, representing 12.2% or SAR 1.58 billion.
Riyadh led in terms of POS value by region during the week with approximately SAR 4.66 billion, representing 36.1% of the total. Jeddah came in second with SAR 1.77 billion, or 13.7% of the total.
According to the latest data from the Saudi Central Bank (SAMA), e-payments in theretail (individuals) sector reached85% of the total payment transactions carried out by individuals in the Kingdom in 2025. This exceeded the target percentage in the Financial Sector Development Program, one of Vision 2030’s programs, which aimed to reach an e-payment ratio of 70% by 2025.
Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in adopting e-payment methods as a result of the many strategic efforts and initiatives launched by the SAMA in cooperation with the financial sector to support the growth of the payments sector and stimulate the use of various e-payment options in the Kingdom.
E-Payment Ratio in Retail Sector (Individuals)
Year
Percentage (%)
2021
57%
2022
62%
2023
70%
2024
79%
2025
85%
POS device
Point-of-sale (POS) transactions in Saudi Arabia reached nearly SAR 12.9 billion in the week ended Sept. 19, compared to SAR 13.8 billion in the previous week.
The number of POS transactions reached about 241.1 million last week, compared to nearly 254.9 million in the previous week, according to data issued by SAMA.
POS transactions represent consumer expenditures through debit and credit cards at major shopping centers, retail outlets, pharmacies, and others.
The data indicates that the value of sales via POS increases in the weeks that coincide with the disbursement of salaries to government employees (the 27th of each month), in addition to the weeks that coincide with school vacations and the weeks preceding Eid Al-Fitr and Eid Al-Adha.
On the other hand, the value of sales decreases in the weeks that precede the disbursement of salaries and the weeks that coincide with the start of school after holidays.
The four-week moving average stood at approximately SAR 14.6 billion. The value of POS transactions increased during 2025 compared to 2024, 2023 and 2022. The average value of sales ranged between SAR 11.5 billion and SAR 13.8 billion in 2024, while it was between SAR 10.4 billion and SAR 12.7 billion in 2023 and between SAR 9.4 billion and SAR 11.6 billion in 2022.
Consumer spending in the week ended Sept. 19 was focused on the food and beverage (FB) sector, representing 16.1% or SAR 2.07 billion. It was followed by restaurants and cafes, representing 12.2% or SAR 1.58 billion.
Riyadh led in terms of POS value by region during the week with approximately SAR 4.66 billion, representing 36.1% of the total. Jeddah came in second with SAR 1.77 billion, or 13.7% of the total.
According to the latest data from the Saudi Central Bank (SAMA), e-payments in theretail (individuals) sector reached85% of the total payment transactions carried out by individuals in the Kingdom in 2025. This exceeded the target percentage in the Financial Sector Development Program, one of Vision 2030’s programs, which aimed to reach an e-payment ratio of 70% by 2025.
Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in adopting e-payment methods as a result of the many strategic efforts and initiatives launched by the SAMA in cooperation with the financial sector to support the growth of the payments sector and stimulate the use of various e-payment options in the Kingdom.
E-Payment Ratio in Retail Sector (Individuals)
Year
Percentage (%)
2021
57%
2022
62%
2023
70%
2024
79%
2025
85%
