Saudi Arabian banknotes
Bank home mortgages granted to individuals in Saudi Arabia fell by 15% year-on-year (YoY) to SAR 5.82 billion in September 2025, data released by the Saudi Central Bank (SAMA) showed. 
Banks signed nearly 8,000 residential mortgage contracts with individuals during the month, according to SAMA data.
The value of new home mortgages was down by 1% YoY to SAR 728,000.
Villa mortgages accounted for the largest share of the total bank financing provided in September, accounting for 63%, or SAR 3.69 billion. Apartments and land plots followed with SAR 1.82 billion and SAR 303 million, respectively.
New Mortgages by Product Type (SAR mln)*
Period
Villas
Apartments
Lands
January 2025
6,638
3,351
475
February
5,573
2,899
436
March
5,186
2,798
415
April
3,930
2,064
304
May
4,992
1,850
534
June
3,259
1,577
482
July
4,114
1,931
371
August
3,741
1,762
357
September
3,692
1,826
303
The new residential mortgages provided by finance firms for individuals grew by 2% YoY to SAR 206 million in September.
Residential Mortgages from Banks to Individuals (SAR mln)*
Period
2024
2025
Change
January
273
224
(18%)
February
268
198
(26%)
March
225
197
(13%)
April
143
214
+ 49%
May
252
191
(24%)
June
160
169
+ 5%
July
193
185
(4%)
August
161
167
+ 4%
September
202
206
+ 2%
October
254
—
—
November
201
—
—
December
235
—
—
*Doesn’t include interest on financing.
Saudi Arabian banknotes
Bank home mortgages granted to individuals in Saudi Arabia fell by 15% year-on-year (YoY) to SAR 5.82 billion in September 2025, data released by the Saudi Central Bank (SAMA) showed.
Banks signed nearly 8,000 residential mortgage contracts with individuals during the month, according to SAMA data.
The value of new home mortgages was down by 1% YoY to SAR 728,000.
Villa mortgages accounted for the largest share of the total bank financing provided in September, accounting for 63%, or SAR 3.69 billion. Apartments and land plots followed with SAR 1.82 billion and SAR 303 million, respectively.
New Mortgages by Product Type (SAR mln)*
Period
Villas
Apartments
Lands
January 2025
6,638
3,351
475
February
5,573
2,899
436
March
5,186
2,798
415
April
3,930
2,064
304
May
4,992
1,850
534
June
3,259
1,577
482
July
4,114
1,931
371
August
3,741
1,762
357
September
3,692
1,826
303
The new residential mortgages provided by finance firms for individuals grew by 2% YoY to SAR 206 million in September.
Residential Mortgages from Banks to Individuals (SAR mln)*
Period
2024
2025
Change
January
273
224
(18%)
February
268
198
(26%)
March
225
197
(13%)
April
143
214
+ 49%
May
252
191
(24%)
June
160
169
+ 5%
July
193
185
(4%)
August
161
167
+ 4%
September
202
206
+ 2%
October
254
—
—
November
201
—
—
December
235
—
—
*Doesn’t include interest on financing.
