‎MSMEs receive SAR 446.9B facilities in Q3 2025

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The Kingdom of Saudi Arabia’s flag

Credit facilities extended to micro, small, and medium enterprises (MSMEs) grew 36% year-on-year (YoY) to SAR 446.9 billion in Q3 2025, data from the Saudi Central Bank (SAMA) showed.

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Medium-sized enterprises topped the total amount of credit facilities with approximately SAR 219.7 billion, small enterprises with about SAR 161.6 billion, and micro enterprises with SAR 65.6 billion, the data showed.

In Saudi Arabia, medium-sized enterprises are classified as those with annual revenues between SAR 40 million and SAR 200 million or employing 50 to 249 on rolls.

Small enterprises are those generating annual revenues between SAR 3 million and SAR 40 million and employing between 6 and 49 people.

Micro enterprises generate annual revenues of less than SAR 3 million and have less than five employees.

The following table shows developments in credit facilities provided to MSMEs by banks and financing companies:

‎

The Kingdom of Saudi Arabia’s flag

Credit facilities extended to micro, small, and medium enterprises (MSMEs) grew 36% year-on-year (YoY) to SAR 446.9 billion in Q3 2025, data from the Saudi Central Bank (SAMA) showed.

Medium-sized enterprises topped the total amount of credit facilities with approximately SAR 219.7 billion, small enterprises with about SAR 161.6 billion, and micro enterprises with SAR 65.6 billion, the data showed.

In Saudi Arabia, medium-sized enterprises are classified as those with annual revenues between SAR 40 million and SAR 200 million or employing 50 to 249 on rolls.

Small enterprises are those generating annual revenues between SAR 3 million and SAR 40 million and employing between 6 and 49 people.

Micro enterprises generate annual revenues of less than SAR 3 million and have less than five employees.

The following table shows developments in credit facilities provided to MSMEs by banks and financing companies: