Logo ofBidaya Finance Co.
Bidaya Finance Co. reported a net profit of SAR 15.1 million for the first nine months of 2025 against a net loss of SAR 6.9 million a year ago. 
Income Statement
Item
9M 2024
(SAR mln)
9M 2025
(SAR mln)
Change
Income from financing and investment contracts
199.81
231.47
+15.8%
Net profit
(6.90)
15.06
—
Average number of shares (mln)
90
90
—
Earnings per share (SAR)
(0.08)
0.17
—
Revenue rose to SAR 231.5 million in 9M 2025, compared to SAR 199.8 million in the same period last year, driven mainly by higher Ijarah contract revenues, which account for 61% of total revenue.
Profit from the investment sales portfolio also increased to SAR 16.8 million, compared to SAR 11.6 million a year earlier.
In addition, income from special commissions rose to SAR 830,000 in 9M 2025, up from SAR 773,000 in the corresponding period last year. The company also recorded other income of SAR 246,000, compared with none a year earlier.
Meanwhile, financing expenses declined to SAR 100.6 million in 9M 2025, from SAR 115.4 million in the same period last year.
This was partially offset by increased general, administrative, and marketing expenses, as well as higher Zakat provisions.
QoQ Comparison
Item
Q3 2024
(SAR mln)
Q3 2025
(SAR mln)
Change
Income from financing and investment contracts
77.42
84.03
+8.5%
Net profit
7.65
6.53
-14.6%
Average number of shares (mln)
90
90
—
Earnings per share (SAR)
0.08
0.07
-14.6%
Additional Information
Shareholders’ equity (no minority interest) reached SAR 877.91 million at the end of the period, compared to SAR 862.84 million a year ago.
Logo ofBidaya Finance Co.
Bidaya Finance Co. reported a net profit of SAR 15.1 million for the first nine months of 2025 against a net loss of SAR 6.9 million a year ago.
Income Statement
Item
9M 2024
(SAR mln)
9M 2025
(SAR mln)
Change
Income from financing and investment contracts
199.81
231.47
+15.8%
Net profit
(6.90)
15.06
—
Average number of shares (mln)
90
90
—
Earnings per share (SAR)
(0.08)
0.17
—
Revenue rose to SAR 231.5 million in 9M 2025, compared to SAR 199.8 million in the same period last year, driven mainly by higher Ijarah contract revenues, which account for 61% of total revenue.
Profit from the investment sales portfolio also increased to SAR 16.8 million, compared to SAR 11.6 million a year earlier.
In addition, income from special commissions rose to SAR 830,000 in 9M 2025, up from SAR 773,000 in the corresponding period last year. The company also recorded other income of SAR 246,000, compared with none a year earlier.
Meanwhile, financing expenses declined to SAR 100.6 million in 9M 2025, from SAR 115.4 million in the same period last year.
This was partially offset by increased general, administrative, and marketing expenses, as well as higher Zakat provisions.
QoQ Comparison
Item
Q3 2024
(SAR mln)
Q3 2025
(SAR mln)
Change
Income from financing and investment contracts
77.42
84.03
+8.5%
Net profit
7.65
6.53
-14.6%
Average number of shares (mln)
90
90
—
Earnings per share (SAR)
0.08
0.07
-14.6%
Additional Information
Shareholders’ equity (no minority interest) reached SAR 877.91 million at the end of the period, compared to SAR 862.84 million a year ago.
