POS device
Point-of-sale (POS) sales in Saudi Arabia fell to SAR 13.5 billion in the week ended Oct. 10, from SAR 16.5 billion in the previous week. 
The number of POS transactions reached 253.4 million last week, compared to 273.9 million in the previous week, according to data issued by the Saudi Central Bank (SAMA).
POS transactions represent consumer spending through debit and credit cards at major shopping centers, retail outlets, pharmacies, and others.
The data indicated that the value of sales via POS increases in the weeks that coincide with the disbursement of salaries to government employees (the 27th of each month), in addition to the weeks that coincide with school vacations and the weeks preceding Eid Al-Fitr and Eid Al-Adha.
On the other hand, the value of sales decreases in the weeks preceding salary disbursement and those coinciding with the start of the back-to-school season.
The four-week moving average of POS sales stood at SAR 14.1 billion. POS sales increased in 2025 compared to 2024, 2023, and 2022. The four-week moving average ranged between SAR 11.4 billion and SAR 15.3 billion in 2025, compared to SAR 11.5 billion to SAR 13.8 billion in 2024, SAR 10.4 billion to SAR 12.7 billion in 2023, and SAR 9.4 billion to SAR 11.6 billion in 2022.
Consumer spending on food and beverages (FB) accounted for 17% of total spending, or SAR 2.3 billion during the week, while restaurants and cafes made up 12.5% (SAR 1.71 billion).
Riyadh led Saudi cities in terms of consumer spending, with approximately SAR 4.82 billion, accounting for 35.6% of the total. Jeddah followed with SAR 1.8 billion (13.3%).
According to the latest data from the Saudi Central Bank (SAMA), e-payments in the retail (individuals) sector reached 85% of total payments made by individuals in the Kingdom during 2025. This achieved the target ratio in the Financial Sector Development Program, one of Vision 2030’s programs, which aims to reach an e-payment ratio of 70% by 2025.
Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in e-payment adoption, thanks to the myriad strategic efforts and initiatives launched by SAMA, in cooperation with the financial sector, to support the growth of the payments sector and stimulate the use of various e-payment methods in the Kingdom.
E-Payment Ratio in Retail Sector (Individuals)
Year
Ratio
2021
57%
2022
62%
2023
70%
2024
79%
2025
85%
POS device
Point-of-sale (POS) sales in Saudi Arabia fell to SAR 13.5 billion in the week ended Oct. 10, from SAR 16.5 billion in the previous week.
The number of POS transactions reached 253.4 million last week, compared to 273.9 million in the previous week, according to data issued by the Saudi Central Bank (SAMA).
POS transactions represent consumer spending through debit and credit cards at major shopping centers, retail outlets, pharmacies, and others.
The data indicated that the value of sales via POS increases in the weeks that coincide with the disbursement of salaries to government employees (the 27th of each month), in addition to the weeks that coincide with school vacations and the weeks preceding Eid Al-Fitr and Eid Al-Adha.
On the other hand, the value of sales decreases in the weeks preceding salary disbursement and those coinciding with the start of the back-to-school season.
The four-week moving average of POS sales stood at SAR 14.1 billion. POS sales increased in 2025 compared to 2024, 2023, and 2022. The four-week moving average ranged between SAR 11.4 billion and SAR 15.3 billion in 2025, compared to SAR 11.5 billion to SAR 13.8 billion in 2024, SAR 10.4 billion to SAR 12.7 billion in 2023, and SAR 9.4 billion to SAR 11.6 billion in 2022.
Consumer spending on food and beverages (FB) accounted for 17% of total spending, or SAR 2.3 billion during the week, while restaurants and cafes made up 12.5% (SAR 1.71 billion).
Riyadh led Saudi cities in terms of consumer spending, with approximately SAR 4.82 billion, accounting for 35.6% of the total. Jeddah followed with SAR 1.8 billion (13.3%).
According to the latest data from the Saudi Central Bank (SAMA), e-payments in the retail (individuals) sector reached 85% of total payments made by individuals in the Kingdom during 2025. This achieved the target ratio in the Financial Sector Development Program, one of Vision 2030’s programs, which aims to reach an e-payment ratio of 70% by 2025.
Over the past few years, Saudi Arabia has witnessed remarkable progress and rapid growth in e-payment adoption, thanks to the myriad strategic efforts and initiatives launched by SAMA, in cooperation with the financial sector, to support the growth of the payments sector and stimulate the use of various e-payment methods in the Kingdom.
E-Payment Ratio in Retail Sector (Individuals)
Year
Ratio
2021
57%
2022
62%
2023
70%
2024
79%
2025
85%
