Saudi Arabian banknotes
Residential mortgage lending by banks to individuals in Saudi Arabia rose 7% year on year (YoY) to SAR 5.7 billion in June 2026, according to data from the Saudi Central Bank (SAMA). 
On a monthly basis, residential mortgage financing grew by 30%, or SAR 1.33 billion.
Banks signed about 8,800 residential mortgage contracts with individuals during the month.
The average value of new residential mortgage loans declined 10% YoY to SAR 645,400.
Residential villas accounted for the largest share of bank mortgage lending at SAR 3.63 billion, or 63.7% of the total in June.
Apartments followed at SAR 1.73 billion, while land plots accounted for SAR 341 million.
New Residential Mortgages by Product Type (SAR mln)*
Period
Villas
Apartments
Lands
January 2025
6,638
3,351
475
February
5,573
2,899
436
March
5,186
2,798
415
April
3,930
2,064
304
May
4,992
1,850
534
June
3,259
1,577
482
July
4,114
1,931
371
August
3,741
1,762
357
September
3,692
1,826
303
October
3,668
1,522
357
November
2,872
1,295
297
December
3,774
1,428
346
January 2026
4,079
1,699
411
February
3,425
1,616
330
March
2,614
1,293
280
April
4,190
1,780
356
May
2,761
1,277
335
June
3,631
1,730
341
*Excluding interest
New residential mortgage lending provided to individuals by financing companies rose by 53% to approximately SAR 259 million in June.
Residential Mortgages to Individuals from Financing Firms (SAR mln)*
Period
2025
2026
Change
January
224
176
(21%)
February
198
241
+ 22%
March
197
168
(15%)
April
214
265
+ 24%
May
191
188
(2%)
June
169
259
+ 53%
July
185
—
—
August
167
—
—
September
206
—
—
October
217
—
—
November
301
—
—
December
219
—
—
*Excluding interest
Saudi Arabian banknotes
Residential mortgage lending by banks to individuals in Saudi Arabia rose 7% year on year (YoY) to SAR 5.7 billion in June 2026, according to data from the Saudi Central Bank (SAMA).
On a monthly basis, residential mortgage financing grew by 30%, or SAR 1.33 billion.
Banks signed about 8,800 residential mortgage contracts with individuals during the month.
The average value of new residential mortgage loans declined 10% YoY to SAR 645,400.
Residential villas accounted for the largest share of bank mortgage lending at SAR 3.63 billion, or 63.7% of the total in June.
Apartments followed at SAR 1.73 billion, while land plots accounted for SAR 341 million.
New Residential Mortgages by Product Type (SAR mln)*
Period
Villas
Apartments
Lands
January 2025
6,638
3,351
475
February
5,573
2,899
436
March
5,186
2,798
415
April
3,930
2,064
304
May
4,992
1,850
534
June
3,259
1,577
482
July
4,114
1,931
371
August
3,741
1,762
357
September
3,692
1,826
303
October
3,668
1,522
357
November
2,872
1,295
297
December
3,774
1,428
346
January 2026
4,079
1,699
411
February
3,425
1,616
330
March
2,614
1,293
280
April
4,190
1,780
356
May
2,761
1,277
335
June
3,631
1,730
341
*Excluding interest
New residential mortgage lending provided to individuals by financing companies rose by 53% to approximately SAR 259 million in June.
Residential Mortgages to Individuals from Financing Firms (SAR mln)*
Period
2025
2026
Change
January
224
176
(21%)
February
198
241
+ 22%
March
197
168
(15%)
April
214
265
+ 24%
May
191
188
(2%)
June
169
259
+ 53%
July
185
—
—
August
167
—
—
September
206
—
—
October
217
—
—
November
301
—
—
December
219
—
—
*Excluding interest
